Lending Services

Life is always changing. At Desert Hills Bank, we can help you handle those changes with loans to meet your ever-changing needs. 

Installment Loans:
Thinking of a new or used car, truck, RV, boat, or other major purchase? We can help. We offer a variety of terms and payments that won't strain your budget. And when you apply, we'll process your request promptly.

Mortgage & Home Improvement Loans:
Buying or building a home? Or planning an addition, a remodeling project or other home improvement? See us for the financing. A loan from Desert Hills Bank can provide the funds you need to buy the home of your dreams... or make your current home into a dream house! We offer a choice of terms with competitive rates and low closing costs. Plus, the interest on your Desert Hills Bank mortgage or home improvement loan may be tax deductible.

Construction Loans:
Our loan officers are extremely experienced in all types of construction lending be it commercial or residential. Call us to discuss your next project!

Capital Improvement & Real Estate Loans:
For many Businesses, growth requires an investment in facilities and equipment. We can provide the financing you need for expansion, construction and real estate acquisition.

Operating Loans & Lines of Credit:
An operating loan or line of credit can help you gear up for your heavy demand times or reduce the impact of the peaks and valleys in your cash flow. With a variety of options available, we can meet most business needs.

Small Business Administration Loans
Loans from the Small Business Administration offer longer terms and lower down payments. These features provide businesses with more flexibility than a traditional business loan.