Personal Banking

“Personal Banking”…this old-fashioned philosophy still holds true today at Desert Hills Bank. We also believe you still earn your money the old-fashioned way, by working hard, so the least we can do is work hard to earn, and keep, your business.

To achieve this we focus on building strong trust-based relationships with our customers. We look beyond an account number and make an honest effort to get to know each individual as a real person. Whether you are setting up your child’s first savings account or trying to get the biggest bang out of your retirement buck, our friendly, courteous professionals are happy to help you, every step of the way!

Personal FREE Checking Account

No frills, no muss, just great customer service.

This checking account is non-interest bearing with no monthly service fee and zero minimum balance. Online banking and bill pay are available so you won’t miss a beat!

Other banking fees may apply check with your personal banker for current additional product fees.

Privilege Personal Checking

There is nothing ordinary about banking at Desert Hills Bank and this high interest earning checking account proves just that.

When you maintain a $1000 average daily balance, your $15 monthly maintenance fee will be waived.

Other features available:

• Unlimited Check Writing
• Complimentary Standard Checks
• ATM Visa Debit Card
• Complimentary Comprehensive Identity Theft
• Recovery Solution Program
• No Charge Cashier's Checks
• No Charge Traveler's Checks
• Discount on safety deposit box rentals
• Complimentary online banking
• Complimentary online bill pay
• 1st NSF fee waived (overdraft protection available)

Silver Privilege Checking

At Desert Hills Bank we understand that Seniority has its Privileges.

Our Silver Privilege checking account is designed for those of us over 50 years in age. With this account you will earn high returns and receive many complimentary services.

When you maintain a $500 average daily balance, your $5.00 monthly maintenance fee will be waived.

Other features available:

• Complimentary Silver Privilege personal checks and checkbook cover
• Silver Privilege Visa Debit Card
  
• Complimentary Comprehensive Identity Theft
• Recovery Solution Program
  
• No Charge Traveler's Checks
  
• No Charge Cashier's Checks
  
• 50% discount on safety deposit box rentals
  
• Complimentary VIP online banking
  
• Complimentary VIP online bill pay
  

Privilege Group Checking

Privilege comes with numbers. At Desert Hills Bank we understand that being part of a group should have its rewards.

This account is designed for the employees of our business customers. With our Privilege Group Checking Account you earn high interest returns and receive many complimentary services. When you maintain a $500 average daily balance, your $10.00 monthly maintenance fee will be waived.

Other features available:

• Unlimited check writing
  
• ATM Visa Debit Card
  
• Complimentary Comprehensive Identity Theft
• Recovery Solution Program
  
• No Charge Traveler's Checks
  
• No Charge Cashier's Checks
  
• Discount on safety deposit box rentals
  
• Complimentary online banking
  
• Complimentary online bill pay
  
• See your personal banker on how your group or
• employees can qualify.

Personal Savings Account

This is a traditional savings account for customers who do not have a checking account with Desert Hills Bank.

Privilege Personal Savings Account

At Desert Hills Bank we understand goals and what it takes to get there.

This savings account is designed for our Privilege Checking Customers. We reward our checking customer by offering them a higher earnings return with this Privilege Savings Account.

Kids & Grandkids Savings Account

We know your priority is your kids & grandkid’s and now at Desert Hills Bank, we have their best interest in mind, too!

When you open a Kids & Grandkids savings account, not only are you receiving high returns your child will get their very own piggy bank and a newsletter about money designed just for kids!

We recognize that protecting children’s identities and privacy is important. We comply with the practices established under the Children’s Online Privacy Protection Act. We do not knowingly market to or solicit information from children under 13 without parental consent.

Certificate of Deposits

We offer competitive CD accounts for both individuals and businesses. You can open a Certificate of Deposit with as little as $1000.00 and choose from a variety of terms.

Personal Money Market Accounts

We offer competitive Money Market accounts for both individuals and businesses. Our tiered rate is based on your balance; you earn more interest on higher balances.

Privilege Money Market Accounts

We feel that when you trust us with considerable funds you should enjoy privilege status.

Our tiered Privilege Money Market Account offers higher earnings and is designed for those of you wishing to open and account with $250,000 or more. Ask your personal banker about the current privilege rates.