Business Banking
We understand goals and what it takes to get there. We know that every business is different and the needs are unique to that operation. With the Desert Hills Bank Privilege Business Banking, we allow you to choose what works best for your business.
With our Privilege Business Banking you can choose between opening a Basic Checking Account and a Privilege Business Checking Account.
Basic Business Checking
Our budget-friendly commercial checking account is perfect for business customers who have moderate volume activity.
Key Features:
- $10.00 Monthly maintenance fee waived with average balance of $5000
- Complimentary online business banking
- Business Visa Debit Card
- Business Visa Credit Card
- Business Online Bill Pay
Privilege Business Checking
The Privilege Business Checking Account allows you to off-set some of the fees associated with the services you choose when you build your complete banking plan.
It is Simple! Your earn credit on a monthly basis that will off set some of fees you incur. The calculation is directly based on:
- The amount of money you keep in your checking account on an average daily basis (this includes all of your privilege business checking accounts)
- The number of fees incurred by your transactions within the month (which will vary each month).
Our Privilege Business Checking account requires no minimum balance and offers an earnings credit of 3.25% earned credit.
Key Features:
- Business Visa Debit Card
- Business Visa Credit Card
- Complimentary Online Banking
- Business Online Bill Pay
- Remote Merchant Capture
- e-Corp Cash Management Services
- Merchant Credit Card Processing Services
- Earnings credit can offset monthly fees
Bring us your current statement and we will work with you to analyze which will be best for your business!
e-Corp, our cash management system, offers efficiency and ease:
- Access Real Time Transactions and Account
- Balance Information
- Check Daily Presentments before they post to account
- View Transaction History
- Make Internal Transfers
- Originate ACH Transfers
- Place Stop Payment Items
- Submit File Transfers (ACH NACHA Files)
- Generate Wire Transfers – Domestic and
- Foreign
- Make Tax Payments
- View Your Posted Checks
- Export transactions to QuickBooks, Quicken and Microsoft Money
Other Products available to our Business Customers include:
- Business Savings Account
- Certificate of Deposits
- Money Market Accounts
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