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Business Banking
At Desert Hills Bank, we know how hard it is
to build and run a business. We believe that helping
local businesses grow is a key part of our bank's responsibility. We are here to be your partner. As an independent community bank, we offer
deposit and loan programs that can be tailored to
your needs by bankers who understand your business. When we help you succeed, we do, too.
We are proud to offer the following business
services:
Business Visa Check Cards
Your business can use Desert Hills Bank Visa® check cards at millions of places that accept Visa® debit cards. It provides a debit based solution to displace petty cash and checks for everyday
business. The Visa® Check Card provides you, the business owner, with control, flexibility, and the power to track
transactions, log expenses for tax purposes, and view line item details on goods and services purchased.
Basic Business
Checking:
Our Budget Commercial Checking
Account is perfect for business customers who have moderate-volume activity. There is a $10 monthly fee that is waived for an average balance of
$5000 or more. If your checking volume exceeds
100 checks per month, there is a $.50 per item fee.
Privilege
Business Checking:
This account requires no minimum
balance. There is a $15 monthly maintenance fee plus $.16 per check paid and $.12 per item deposited plus $.52 per deposit; all of which can be
offset by earnings credit based on your average
monthly collected balance.
Small Business Administration Loans
Loans from the Small Business Administration offer longer
terms and lower down payments. These features provide
businesses with more flexibility than a traditional business loan.
Capital
Improvement & Real Estate Loans:
For many
businesses, growth requires an investment in facilities and equipment. We can provide the financing you need for expansion, construction and real
estate acquisition.
Operating Loans
& Lines of Credit:
An operating loan or
line of credit can help you gear up for your heavy demand times or reduce the impact of the peaks and valleys in your cash flow. With a variety of
options available, we can meet most business needs.
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