WELCOME TO THE DESERT HILLS BANK WEBSITE! 

Dear Friend,

These tough economic times have made it difficult for all banks, but we have made great progress over the last several months. We will continue to improve and make Desert Hills Bank better than ever before with the continued hard work of our employees, the trust of our shareholders and the loyalty of our valued customers.

At the first signs of the present recession over 18 months ago, the Bank began to implement programs to assure that it could weather this difficult economy. This past July Desert Hills Bank entered into an agreement with its regulators that will help the bank return to profitability. Even before we began our negotiations with our regulators we had made substantial progress in fulfilling many of the benchmarks we were asked to meet, including developing detailed plans for each of the items addressed in the agreement.

Over the last 12 months, we have raised approximately $8 million in new equity to strengthen the bank and support its return to profitability. Furthermore, each customer’s deposits are firmly secure as the FDIC has increased the limit of insurance to $250,000 per depositor.

We are confident we will pull through this difficult time. We are committed to continuing to provide the same outstanding quality service that our customers have come to expect from everyone at Desert Hills Bank since we first opened in 2000.

We are thankful for our customers continued loyalty and trust.

John E. Fahrendorf, Jr.
CEO & President